You can purchase Bitcoin (BTC) and other cryptocurrencies using your credit card, such as VISA & Mastercard.
This article will list all the reputable and safest crypto exchanges/platforms where you can use your credit card and other payment methods to buy the cryptocurrency.
What are the Secure Ways to buy Crypto with Credit Cards
Here are the fifteen (15) ways to do so.
1. Bitfinex
Founded in 2012 and registered in the British Virgin Islands, one of the notable strengths of Bitfinex lies in its low trading fees, with most trades costing 0.20% or less.
Bitfinex supports trading over 170+ coins in over 400+ crypto market pairs and allows users to perform margin trading, derivatives, and advanced order types in over 52 countries.
What Can You Buy From Bitfinex?
You can buy Bitcoin (BTC), Tezos, Tether Gold, Tether, Ethereum or other ERC20 tokens.
Bifinex Deposit/Payment Methods
- Accepts both Credit and Debit cards (VISA, Mastercard and UnionPay)
- On-ramp services such as iDeal, GiroPay, Klarna Sofort and Mister Cash
- Bank Wire Transfer (supports USD, EUR, GBP, JPY and CNY) – Full verification level users
Is it Safe to use your Credit or Debit Card on Bitfinex?
Bitfinex is one of the earliest crypto exchanges since 2012 and has been in this industry long enough to be considered a pioneer exchange. The company complies with the anti-money laundering (AML) and Know Your Customer (KYC) requirements.
2. Paxful
Paxful was founded in 2015, has a headquarter in New York and employs over 400+ employees.
What Can You Buy From Paxful?
You can buy Bitcoin (BTC), Tether (USDT and Ethereum (ETH) through Paxful and the platform supports over 350+ different payment methods.
Paxful Deposit/Payment Methods
- Credit Card (VISA & Mastercard)
- PayPal
- Apple Pay
- Bank Transfer; and many more
It supports several types of credit cards, such as American Express Card, Walmart Money Card, Bluebird American Express, and many more.
Is it Safe to use a Debit or Credit card on Paxful?
The company is a regulated financial entity with an Anti-Money Laundering (AML) policy. In addition, Paxful complies with Office of Foreign Assets Control (“OFAC”) sanctions.
After you make your first successful Bitcoin purchase on Paxful, you can store your BTC in your account’s wallet. After that, every Paxful user will have a Bitcoin wallet in their account, ready for them to keep their BTC.
3. Coinbase
Coinbase is a US-based company that started in 2012 as one of the earliest exchanges and now serves in over 100+ countries with more than 3500+ workers. The exchange is currently ranked among the top 3 largest crypto exchanges in terms of daily trading volume.
What Can You Buy From Coinbase?
You can buy over 150+ cryptocurrencies in Coinbase, including all ERC-20 tokens, Bitcoin, Cardano, Solana, Dogecoin, Ripple, etc.
Coinbase Deposit/Payment Methods
- Adding Bank account
- Adding Debit Card
- Using Apple Pay
- Using Google Pay
- Bank Wire from a U.S based bank account
Is it Safe to use your Credit or Debit Card on Coinbase?
Coinbase is licensed and regulated in all the countries it operates and is required to comply with the law and regulations of these countries.
The company is insured with crime insurance to protect itself from losses and theft, such as cybersecurity thefts; it uses encrypted SSL (HTTPS) for all web traffic and uses the AES-256 encryption algorithm on all its wallets and keys.
4. LocalBitcoins
Founded in 2012 and based in Finland, LocalBitcoins is probably one of the earliest peer-to-peer (P2P) crypto exchanges. The platform’s core service facilitates the transaction between bitcoin buyers and sellers based on their location.
Sellers post advertisement listings on the platform, and buyers will decide on the sellers’ price, payment method, and reputation (ratings). LocalBitcoins also has an escrow in place to protect both parties. Use. Users tend to use this platform if they want more anonymity, especially when transacting with cash in person is possible through the platform.
What Can You Buy From LocalBitcoins?
You can only buy Bitcoins (BTC) from the platform.
LocalBitcoins Deposit/Payment Methods
- Accepts Credit and Debit cards (VISA & Mastercard)
- PayPal
- Cash
- Google Pay & Apple Pay
- TransferWise
- Western Union and many more.
Is it Safe to use your Credit or Debit Card on LocalBitcoins?
In November 2019, LocalBitcoins.com got registered as a Virtual Currency Provider by the Finnish Financial Supervisory Authority.
LocalBitcoins have an escrow service to ensure checks and balances during any transaction between buyers and sellers using their platform. Only the seller successfully receives the payment, and the escrow service will release the BTC amount.
5. KuCoin
Launched in 2017, KuCoin is now ranking among the world’s top 10 largest cryptocurrency exchanges. The platform supports over 600+ coins and over 1100+ market trading pairs.
The exchanges offer buying cryptocurrencies, spot trading, margin trading, futures, crypto lending and crypto staking services.
What Can You Buy From KuCoin?
You can buy Bitcoin (BTC), Ethereum (ETH) and Tether (USDT) from KuCoin using a credit card.
KuCoin Deposit/Payment Methods
KuCoin accepts the following deposit/payment methods;
- Accepts Credit and Debit cards (VISA and Mastercard)
- Accepts Paypal, Payeer, TransferWise, Skrill and ADVCash
- Bank Wire Transfer
Is it Safe to use your Credit or Debit Card on KuCoin?
KuCoin has an AML policy to prevent money laundering, including having adequate systems and controls to mitigate the risk of the firm being used to facilitate financial crime. The company also takes a serious approach to adopt and implementing Counter Financing of Terrorism (CFT), International Sanctions Policy (ISP) and Know Your Customer (KYC) procedures.
6. CoinSmart
Founded in 2018, CoinSmart is a Toronto-based cryptocurrency trading platform that allows users to buy, sell and trade crypto assets.
For buying crypto using a credit card, the fee starts from 6.75%, with a minimum charge fee of USD 10. Therefore, the minimum amount you can buy is USD 50, and the maximum amount you can buy is USD 10,000.
What Can You Buy From CoinSmart?
CoinSmart currently supports the following cryptos for direct purchase; Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Dogecoin (DOGE), Litecoin (LTC), Stellar (XLM), Cardano (ADA), Polkadot (DOT), USD Coin (USDC), Chainlink (LINK), Shiba Inu (SHIB), Uniswap (UNI) and EOS.
CoinSmart Deposit/Payment Methods
- Credit Card (VISA & Mastercard)
- via SEPA Transfer (0% fee)
- via Wire Transfer (0% fee)
Is it Safe to use your Credit or Debit Card on CoinSmart?
CoinSmart is a regulated crypto platform and has obtained FINTRAC & OSC in Canada, FINCEN in the USA, and Digital Assets and Wallet Provider License.
The company is a publicly-traded crypto exchange in Canada and follows a 95% cold storage policy for its crypto assets.
7. OKX
Founded in 2017 and headquartered in Seychelles, the cryptocurrency exchange serves over 100+ countries worldwide. Formerly known as OKEx, it was renamed to OKX in 2022.
OKX supports over 300+ coins and over 700+ market crypto pairs. Its features include spot trading, margin trading, perpetual swaps, futures and options.
What Can You Buy From OKX?
You can buy the following cryptos; BTC, ETH, DOGE, OKB, MATIC, SOL, DOT, MKR, LINK, AAVE, XRP, LTC, BCH, ATOM, FIL, LUNA, SHIB, USDT and USDC.
OKX Deposit/Payment Methods
- Accept Credit Cards (VISA & Mastercard)
- Apple Pay
- Via Bank Transfer
- SEPA transfer
- ADvcash Wallet
Is it Safe to use your Credit or Debit Card on OKX?
In OKX, all user-asset deposits and withdrawals require layered risk-management mechanisms before being posted to the blockchain for confirmation.
OKX is one of the largest crypto exchanges in the world and uses global server load balancing, distributed clusters and industry-leading security infrastructure to keep user funds safe.
8. Changelly
Founded in 2015, Changelly is an instant cryptocurrency exchange that allows users to buy cryptos easily with various payment methods, sell their cryptos via bank card and exchange different cryptos quickly.
Changelly supports over 390+ cryptocurrencies in its platform for buying and exchanging purposes. It has 24/7 live support for customers who need technical assistance using its platform and has a proven fast track record for having speedy transactions. The average processing time for each transaction is about 8.6 minutes.
What Can You Buy From Changelly?
Using a credit card, you can choose to buy over 150+ cryptocurrencies from Changelly, including Bitcoin, Ethereum, Monero, Tron, Solana, Cardano, Polkadot, Dogecoin and others.
Changelly Deposit/Payment Methods
- Accepts Credit Card (VISA & Mastercard)
- Accepts Apple Pay
- SEPA bank transfer
Is it Safe to use your Credit or Debit Card on Changelly?
Changelly has been one of the most prominent cryptocurrency services out there since 2015. Security-wise, it uses 2FA authentication and HTTPS protocol for all its users when they use its platform. It has three (3) offices worldwide, including one in Hong Kong.
9. Bybit
Established in 2018 and headquartered in Singapore, Bybit has been one of the fastest-growing crypto platforms in recent years.
The exchange is registered in the British Virgin Islands and offers users a direct way to buy cryptocurrencies through various payment methods and P2P trading.
Some features include spot trading, derivatives trading like futures, crypto staking, and even an NFT marketplace.
What Can You Buy From Bybit?
Using a credit card, you can buy Bitcoin (BTC), Ethereum (ETH) and Tether (USDT) from Bybit.
ByBit Deposit/Payment Methods
- Accepts Credit cards (VISA, MasterCard & Maestro)
- Accepts Google Pay, Apple Pay and Samsung Pay
- Bank Transfer
- SEPA
- iDeal, PayNow and many more
Is it Safe to use your Credit or Debit Card on Bybit?
Bybit has 24/7 multilingual customer support and an impressive 99.9% availability track record. It also has a dual-price mechanism to ensure users will not encounter unfair liquidation.
10. ChangeNOW
Launched in 2017, ChangeNOW allows for a quick and effective way for people to swap their cryptocurrencies. The service is non-custodian, meaning it does not store your crypto assets and leaves them to the buyers and sellers to manage their trade limits.
ChangeNOW supports over 350+ crypto assets and over 70,000 market trading pairs, including Solana (SOL).
The company develops a mobile wallet called NOW Wallet for its users, offers fast crypto swaps with an average time of five (5) minutes per swap and gives competitive crypto exchange rates.
What Can You Buy From ChangeNOW?
Using a credit card, you can choose to buy from over 350+ cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Cardano (ADA), Monero (XMR), Polygon (MATIC) and many more.
ChangeNOW Deposit/Payment Methods
- Accepts Credit & Debit cards (VISA & Mastercard)
- Via SEPA
- Via UnionPay
- Apple Pay
Is it Safe to use your Credit or Debit Card on ChangeNOW?
ChangeNOW is a non-custodian service incorporated in Seychelles that strives to be a simple and fast crypto exchange. The platform partners with prominent cryptocurrency exchanges such as Binance, Bitfinex, Huobi and KuCoin.
11. Gate.io
Founded in 2013, Gate.io is a U.S.-based centralized cryptocurrency exchange that supports over 1300+ coins and over 2500+ crypto market pairs.
The exchange offers spot, margin and derivatives trading, crypto lending, and liquidity mining, among other products and services.
What Can You Buy From Gate.io?
You can buy from over 85+ coins and tokens, including BTC, ETH, BCH, SOL, DOT, MATIC, DAI and many more.
Gate.io Deposit/Payment Methods
- Accepts Credit cards (VISA & Mastercard)
- Via SEPA
- Accepts Apple Pay
Is it Safe to use your Credit or Debit Card on Gate.io?
Gate.io runs multiple audits on its security systems and has deployed a multi-asset security solution to keep customers’ crypto funds safe and secure. Additionally, most cryptos are in cold storage for security areas compared to other exchanges.
The platform serves over 80 million+ worldwide users, and It has been in this industry for an extended period of time.
12. BitMart
Founded in 2017 and headquartered in the Cayman Islands, BitMart is a cryptocurrency exchange that offers users spot trading, futures trading and low trading fees.
BitMart supports over 600+ coins and over 700+ market crypto pairs. It also has a BitMart Savings feature that allows users to deposit their crypto savings in either flexible or fixed savings terms to earn interest (APY rates).
What Can You Buy From BitMart?
You can buy over 50+ cryptocurrencies using a credit card in BitMart.
BitMart Deposit/Payment Methods
BitMart accepts the following deposit/payment methods;
- Accepts Credit / Debit cards (VISA & Mastercard)
- Accepts Apple Pay
- Wire Transfer
Is it Safe to use your Credit or Debit Card on BitMart?
BitMart serves over 9 million customers in over 190+ countries. They are strategic partners with several other exchanges, such as Gemini and Paxful.
13. Poloniex
Founded in 2014 and based in California, U.S, Poloniex is a cryptocurrency exchange that supports over 350+ coins and tokens with low trading fees.
Poloniex operates both centralized and decentralized platforms that offer features and services such as spot & margin trading, futures and lending to its users.
What Can You Buy From Poloniex?
Using a credit card, you can purchase the following cryptos from Poloniex; BTC, ETH, USDT, TRX, XRP, STR, LTC, DASH, PAX, BCH, BCHSV, DAI, EOS, ATOM, BNB, BUSD, AVA, QTUM.
Poloniex Deposit/Payment Methods
- Accepts Credit cards (VISA & Mastercard)
- Apple Pay
- Bank Transfer
Is it Safe to use your Credit or Debit Card on Poloniex?
Poloniex employs Simplex as a credit card processing agent, and once purchased, your BTC should be deposited into your Poloniex wallet within approximately 30 minutes or less. The company is regulated and mainly deals with U.S crypto traders.
14. Crypto.com
Founded in 2016 and based in Singapore, Crypto.com was initially named “Monaco” before renaming itself “Crypto.com” in 2018.
The exchange supports over 180+ coins and over 300+ crypto market pairs. It serves 90 countries and has more than 4000 employees worldwide.
Its products and services include buying and selling cryptocurrency on its platform, Crypto Earn, a crypto staking feature, and Crypto Pay, a mobile-based app for making online purchases with selected merchants.
What Can You Buy From Crypto.com?
You can buy from over 250+ cryptocurrencies using a credit card.
Crypto.com Deposit/Payment Methods
Crypto.com accepts the following deposit/payment methods;
- Accepts Credit / Debit cards
- Bank transfer via ACH direct deposit
- Wire Transfer
Is it Safe to use your Credit or Debit Card on Crypto.com?
The company has over 4000+ employees and serves over 10 million users worldwide in over 90+ countries. It has a strategic partnership with Ledger, integrating its institutional-grade custody solution, Ledger Vault. We also leverage hardware security modules (HSM) and multi-signature technologies.
15. CoinMama
Founded in 2013 and registered in Slovakia, CoinMama allows users to buy and sell cryptocurrencies using fiat currency and other payment methods. The company currently serves 188 countries.
What Can You Buy From CoinMama?
You can buy Bitcoin (BTC) and Ethereum (ETH) using CoinMama’s platform when using a credit card.
When using other deposit types, you can buy Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Ripple (XRP), Cardano (ADA), Tezos (XTZ), Ethereum Classic (ETC) and EOS from CoinMama.
CoinMama Deposit/Payment Methods
- Accepts Credit Card (VISA & Mastercard)
- SEPA
- SWIFT
- Google Pay & Apple Pay
- Bank Transfer
Is it Safe to use your Credit or Debit Card on CoinMama?
CoinMama is a regulated entity registered as Money Service Business with FinCEN.
The platform supports 2FA authentication as an extra layer of security and does not save any credit card information in its system.
